Will it be the banks (not Government) that put LRBAs to the sword?
Limited Recourse Borrowing Arrangements / SMSF

Will it be the banks (not Government) that put LRBAs to the sword?

As uncertainty remains with the direction of leverage inside superannuation, I was interested to read a recent decision by the National Australia Bank to ‘quietly’ exit the SMSF property loan space.  In recent times the Assistant Treasurer, Josh Frydenberg has indicated that limited recourse borrowing arrangements may survive, but in a revised form, with a … Continue reading »

Are you managing the risks with SMSF borrowing arrangements?
Limited Recourse Borrowing Arrangements / Professionals / SMSF / Trustee education

Are you managing the risks with SMSF borrowing arrangements?

The ability to borrow to acquire property within a SMSF using a Limited Recourse Borrowing Arrangement (“LRBA”) is experiencing exponential growth. This property acquisition strategy has been embraced not just simply by “Mum & Dad” SMSFs but is becoming increasingly popular with business “partners”. The prospect of acquiring property from which to operate a business, … Continue reading »

VIDEO: Borrowing to acquire property using an SMSF
Limited Recourse Borrowing Arrangements / SMSF / SMSF Strategy / Trustee education

VIDEO: Borrowing to acquire property using an SMSF

The growing popularity of property investment within self-managed super funds (SMSF) has certainly attracted a new breed of SMSF trustee, but has also attracted the interest of the Australian Taxation Office and ASIC as they continue to regulate this growing sector. It is important that individuals investing in property for their retirement understand the key … Continue reading »

Limited Recourse Borrowing Arrangements / Professionals / SMSF / SMSF Compliance / SMSF Strategy

Will SMSF Limited Recourse Borrowing make it DIY Super again with property improvements?

With the “green light” to SMSFs being able to utilise its own cash to undertake improvements to a property acquired using a limited recourse borrowing, I think we will start to see the emergence of trustees looking to carry out renovations themselves to build their retirement savings. Funding any improvements could be undertaken in a … Continue reading »

Limited Recourse Borrowing Arrangements / Professionals / SMSF

Understanding SMSF loan products

I’ve spent the past week presenting at professional development days for National Mortgage Brokers (NMB) on the topic of SMSF borrowing.  As part of these PD days I’ve had the opportunity to hear from many of the major financial institutions about their SMSF loan products. What resonated most with me hearing from the banks is … Continue reading »

20 things you need to know about undertaking borrowing inside a SMSF to acquire property
Professionals / SMSF / SMSF Strategy / Trustee education

20 things you need to know about undertaking borrowing inside a SMSF to acquire property

  Borrowing inside a SMSF has been an attractive option for many people considering the acquisition of property, whether it be commercially (i.e. for their business) or for residential investment.  Whilst SMSF borrowing can be an attractive option to consider, it has a range of important features that people need to be aware of when … Continue reading »