SMSF Podcast Show – Episode 16 | Understanding the $1.6m transfer balance cap
Federal Budget / Pensions / Podcasts / Professionals

SMSF Podcast Show – Episode 16 | Understanding the $1.6m transfer balance cap

I needed the motivation to get the SMSF Podcast Show back underway and with the release of tranche 2 of the superannuation reform package, this provided an ideal opportunity to get my the podcast back up and running so that I can discuss the impact of the proposed superannuation measures and what you need to be … Continue reading »

What happens at the expiry of a complying pension?
Centrelink/DVA / Pensions / Podcasts / SMSF / SMSF Compliance

What happens at the expiry of a complying pension?

The use of complying pensions within a SMSFs seem to be somewhat of a distant memory, but some do still exist with defined benefit pensions options for both lifetime and life expectancy being used with existing fund members. Given the legacy nature of these income streams, one of the interesting things that I’ve come across … Continue reading »

ATO’s about face a positive outcome for ECPI
ATO / Pensions / Podcasts / Professionals / SMSF

ATO’s about face a positive outcome for ECPI

Earlier this year, we saw the ATO appear to ‘move the goal posts’ when it came to applying exempt current pension income (ECPI) within a SMSF. This guidance provided by the Assistant Commissioner, stated two critical changes in calculating and reporting ECPI: to be exempt from an actuarial certificate, you must use the segregated method … Continue reading »

SMSF Podcast Show – Episode 11
Limited Recourse Borrowing Arrangements / Podcasts / Professionals / SMSF

SMSF Podcast Show – Episode 11

Limited Recourse Borrowing Arrangements (LRBAs) have certainly been a topical subject within the superannuation industry, with a heightened amount of media coverage and much debate over their suitability for SMSF trustees.  Both the Australian Securities & Investment Commission (ASIC) and Australian Taxation Office (ATO) as Regulators have taken a greater interest in these arrangements over … Continue reading »

SMSF Podcast Show – Episode #10
Podcasts / SMSF

SMSF Podcast Show – Episode #10

Welcome back to the SMSF Podcast Show for 2014! The past 12 months have seen a continued transformation of the SMSF sector, with a range of reform measures impacting both trustees and professionals alike.  The year ahead presents some significant opportunities for the industry to continue to mature and stand as a profession in its … Continue reading »

SMSF Podcast Show – Episode #9
Podcasts / SMSF / Technology

SMSF Podcast Show – Episode #9

Technology as an ‘enabler’ is rapidly changing the compliance landscape for SMSF professionals and is redefining how professionals charge for SMSF compliance-related services.  Research suggests that over the next 2-3 years as much as one-third of professional services revenue, predominantly compliance-related activity could disappear as a result of these technology advancements.  So, it is becoming … Continue reading »

SMSF Podcast Show – Episode #8
Investments / Podcasts / SMSF

SMSF Podcast Show – Episode #8

With online communities growing in popularity as a means to engage with like-minded individuals, it is expected that a growing number of self-directed SMSF trustees will engage within these peer-to-peer style communities on a range of strategic and investment decisions for their self-managed super funds. With only one in five Australian’s currently seeking financial advice … Continue reading »

SMSF Podcast Show – Episode #7
Estate Planning / Podcasts / SMSF

SMSF Podcast Show – Episode #7

It is all too often that a lack of appropriate estate planning ends up leading to the courts to resolve disputes over family wealth. With superannuation now a significant part of an individual’s wealth pool, this area is likely to lead to greater dispute through the court system.  Putting in place the appropriate death benefit … Continue reading »

SMSF Podcast Show – Episode #6
Podcasts / SMSF / Technology

SMSF Podcast Show – Episode #6

Technology is playing a significant role in shaping the future of the SMSF industry.  Generally, the SMSF industry has been slow adopters of technology, much of this probably due to the fragmented nature of the industry and the relatively low historical numbers of SMSF clients per professional.  This is changing and at a fairly rapid … Continue reading »

SMSF Podcast Show – Episode #5
Podcasts / Professionals / SMSF / Social Media

SMSF Podcast Show – Episode #5

Building your SMSF engagement strategy The dynamics and demographics of the self-managed super fund sector are changing at a fairly rapid rate.  Statistics show a growing number of new SMSF trustees in the late Gen X and early Gen Y categories – 4 in every 10 new self-managed super fund members under 45 years of … Continue reading »